INTRODUCTION

On behalf of the Board of Trustees of the City of Fort Lauderdale Police & Fire Retirement System, welcome to one of the finest Plans in the country.

The eight member Board of Trustees is comprised of highly dedicated, diverse professionals, who take their fiduciary responsibility very seriously.  The individuals who serve on the Board are either elected by you the members, or appointed by the Board and Mayor to serve.  The Board is committed to providing undivided loyalty to all participants and beneficiaries collectively, requiring all to be treated in a fair and equitable manner. 

Between now and your retirement, the City of Fort Lauderdale, the State of Florida, and each eligible employee will contribute to a trust fund the amounts necessary to fund your pension and the pensions of all other eligible employees.

This Summary Plan Description (SPD) is a brief description of your Plan and your rights, obligations, and benefits under this Plan.  This SPD is not meant to interpret, extend, or change the provision of your Plan in any way.  The provisions of the Plan may only be determined accurately by reading the actual Plan document, contained in the City Code of Ordinances, Chapter 20. I encourage all of you to read this SPD carefully.

The Police & Fire Retirement Systems’ day to day operations are handled by the Plan Administrator, Lynn Wenguer and her highly competent staff.  A copy of the Plan document is available at the Police & Fire Retirement System office and may be read by you, your beneficiaries, or your legal representatives during normal working hours.  If you have any questions regarding either your Plan or this SPD, you should contact the Plan’s Administrator.  In the event of any discrepancy between this SPD and the actual provisions of the Plan, the Plan shall govern. 

This Summary Plan Description was published July, 2007.

Allan Curry 

Chairman